Friday, November 30, 2012
Mortgages Rates Special Xmas 2012
Get a low rate of 4.79% 5year fixed for Xmas 2012 when you buy through Oliver at www.oliverteekah.com Call 416 566 7653 to qualify this this and many more low-rate options, including variable rates!
Saturday, January 21, 2012
Should i go variable or fixed rate?
Finally, the big banks have come up with a great strategy to get you to lock in to a fixed 5year term!!! They hope!
Did you notice they are now offering the variable 5year at a discount of only 20basis points now? instead of 80 ? !! Just so the difference between the fixed and variable could be minimized, thus justifying the likelihood that you would opt for the 5year fixed?! 2.80 variable vs 3.19 fixed: that is the real choice now !!
Folks: this is still 39 basis points spread! You decide!
my recommendation? Go Variable !!!!!Don't let the banks get that extra .39% !!!
(They made too many billions last fiscal year!!)
and let us see what their new strategy will be after they see that the spring morgage market is not as big a bonanza as they expect!
Did you notice they are now offering the variable 5year at a discount of only 20basis points now? instead of 80 ? !! Just so the difference between the fixed and variable could be minimized, thus justifying the likelihood that you would opt for the 5year fixed?! 2.80 variable vs 3.19 fixed: that is the real choice now !!
Folks: this is still 39 basis points spread! You decide!
my recommendation? Go Variable !!!!!Don't let the banks get that extra .39% !!!
(They made too many billions last fiscal year!!)
and let us see what their new strategy will be after they see that the spring morgage market is not as big a bonanza as they expect!
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